Tag Archives: Habits

90 Day Challenge: Day 45 – Pay Yourself First

The first step is always the hardest.

Our habit in regards money has to change. 

The principle of which I am sharing here is not new it is something we have heard a lot, but we don’t willingly practice it. The book the Richest Man in Babylon points it out and states that we should pay ourselves first. Pay ourselves 10% of all that we earn but what we do is pay ourselves last if we even do that. Well, you may not able to pay yourself 10% but don’t let that stop you from starting. Start with what you can and work your way up. It will all compound over time.

I am not your financial guru or your expert but I don’t think you need an expert to tell you that if you keep a part of what you have worked for, you will be better off financially in the long run if you put aside some of what you have worked for. I have read several books on creating wealth and although there are several different strategies on how to build financial freedom, you cannot go wrong with saving a part of what you have earned. Let’s make the shift. Let’s develop self-control when it comes on to our spending habit. Are you ready to change?

We earn the money, but our habit towards money is what’s off. 

You may want to say it’s hard or you don’t make enough, but there are people who make less and still are able to keep a part of what they have earned. It’s the habit we choose to develop that makes the difference in the long run. Yes, like all habits this too will take some time to develop but if you are serious about changing your financial status you will find a way. If you are not serious, on the other hand, you will find excuses. Let ‘s start the new habit even by saving only 1% of what you earn to begin with, then work your way up. 

It’s not too late to start a new habit.

IT IS POSSIBLE TO GO BEYOND LIMITATIONS. IT MAY NOT BE EASY, BUT IT IS POSSIBLE.

Thank you for your support!

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THE BEST IS STILL WITHIN YOU

How Do We Make The New Habits Stick

Image courtesy of imgarcade.com

Creating new meaning for our lives can come as a result of forming new habits.

I once was told not to start anything that I am not going to commit to. I am guilty like some of you, who have started things and end up not following through to the end. All is not lost but in order to get past that habit of starting and stopping before completion, you’ll have to first be honest with yourself and stop saying you are okay when you are not.

You have in you to finish what you have started.

Don’t sweat it if you are not perfect in the beginning. Remember it is something new that you are doing. The good thing about it is that you are doing it.

I know you have heard to be consistent and if you can be you’ll form that new habit after 21 days or so. However, the consistency piece is what some of us have a problem with. What I found out for myself and from reflecting today was that whenever I have stopped what I have started in the past was because I started before I make a plan on how to complete what I have started.

Do you have an accountability partner? We all need someone at times to keep us motivated especially when we are forming a new habit.

Making positive change in our lives can be challenging but if we really want to experience more out of life – going the extra mile will worth it. It was Mahatma Gandhi who said, “As human beings, our greatness lies not so much in being able to remake the world – that is the myth of the atomic age – as in being able to remake ourselves.” That is to say, forming new habits is a way of remaking ourselves.

Only you can make your new habits stick.

It is good to start when we are ready but sometimes life happens and we have to start even before we are fully ready. Therefore, with these two simple reminders I hope they with making your new habit stick. They are, don’t worry about being perfect and get an accountability partner.

“99% of the failures come from people who have the habit of making excuses.”  George Washington Carver

What new habit have you formed lately that impacted your life greatly?

IT IS POSSIBLE TO GO BEYOND LIMITATIONS. IT MAY NOT BE EASY, BUT IT IS POSSIBLE.

Thank you for your support!

If you like what was shared and think someone else would find it beneficial: Please share on you Facebook/Google+/Twitter. Also, you can Follow me on Facebook and Twitter.

THE BEST IS STILL WITHIN YOU