Tag Archives: Money Habits

13 Inspirational Quotes on Money, Wealth and Wisdom

If the door is closed...Knock!

The tools are given but it is us who have to use them to our advantage.

Quotes serves as a quick reminder to us in different areas of our lives. They give insights; they inspire, motivate and encourage us to think about our daily doings in this game we call life. I hope you are inspired or gain some insight from the short list of quotes provided here!

  1. Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like. -Will Rogers

  2. Start where you are. Use what you have. Do what you can. -Author Ashe

  3. An investment in knowledge pays the best interest. -Benjamin Franklin

  4. Worrying solves nothing.

  5. If you are only willing to do what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy. -T. Harv Eker

  6. Opportunity is missed by most people because it is dressed in overalls and looks like work. -Thomas Edison

  7. You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. -Maya Angelou

  8. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. -Johann Wolfgang von Goethe

  9. If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. -Henry Ford

  10. Empty pockets never held anyone back. Only empty heads and empty hearts can do that. -Norman Vincent Peale

  11. You must gain control over your money or the lack of it will forever control you.  -Dave Ramsey

  12. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. -Robert Kiyosaki

  13. We make a living by what we get, but we make a life by what we give. -Winston Churchill

Do you have the desire to succeed? If you do, you are well on your way.


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The Washerwoman’s Gift

10% of all I earn

What do you want to have in your life?

The secret to wealth is in the habits we choose to practice daily. I read a story a few weeks ago when I was in search of daily habits of the rich and poor. Although I have seen the habits of rich and poor all over the internet before, I was compel to revisit and take notes. I realize and as you too may have noticed that the habits of the rich and poor is far from being the same. Well, they may do some of the same things but the percentage of what they do daily are quite different.

It is not what you earn, but what you keep.

The philosophy above has been my practice from a young age and although I wasn’t fully aware of the value at the time I kept doing it. However, this is not about me. The story of Oseola McCarty is a perfect example of the above phrase of which shows that it’s not the amount of money you earn, but what you keep that will create the wealth you want. Too many of us are caught up in getting of everything that is advertised even if it cost us to spend more than what we have earned. The truth of the matter is, we cannot get wealthy by spending all or more than what we have earned. Well, to go back to Ms. McCarty and her gift. This amazing woman had a menial job as a washer, but was able to donate $150,000 before her death of cancer to University of Southern Mississippi. This remarkable woman may not have had a fancy life or an easy one but the habit she mastered provided financial help to students who had financial problems. The habit of saving can make your life more rewarding.

You must learn to save from whatever you have earned. 

I have mentioned this in one of my class and a student quickly stated that it is not possible because the amount earned is already not enough. Do you buy things that you don’t need? Was my follow up question and after some hesitation the student stated, yes. Exactly! Then it is possible to save from whatever you earn. In that case, it is just a matter of getting in the habit of saving.


Breaking old habits is going to take discipline on your part. The thing about forming new habits is that it is possible, but you have to be serious and mentally ready for the change. It has been said that discipline is the bridge between your goals and accomplishing the goal that you have set for yourself. To SAVE will take discipline. YOU CAN DO IT! If you haven’t been practicing the habit of spending less than you earn it is not too late to start now. Remember, forming new habits will take discipline but you’ll see the worth of your effort sooner than later.

I am keeping more of my money.

In order to keep more of what you have earned, you will have to minimize your spending on things that are unnecessary. If your intention is to be wealthy or have enough to be comfortable later in your life, you will have to organize your spending habits. Never neglect paying yourself of which I believe is very important. Some of us pay everything else but ourselves. As is pointed out the book The Richest Man in Babylon that 10% of what you earn is your to keep and i believe that wholeheartedly. In regards to money habits you may want to educate yourself in order to create your own blue print when it comes on to money. Sometimes it’s just a shift in our paradigm we need when it comes on to how we handle money. Yes. I will insist by saying that you should keep some of what you earn.

Being frugal is not a bad thing.

It is possible to go beyond limitations. It may not be easy, but it is possible.

Thank you for your support!

If you like what was shared and think someone else would find it beneficial: Please share on you Facebook/Google+/Twitter. Also, you can Follow me on Facebook and Twitter.